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Veterans Mortgage Center helps Service men, women, Veterans, and eligible surviving spouses become homeowners.
Our mission to serve and educate Veterans and their families about housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.

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Have an existing VA Home Loan? 

You may be eligible to refinance and lower your payment

The VA Loan Process
VA Loan Preapproval
Fill out our quick, secure online application. 
A preapproval is key as it gives buyers a definitive idea of purchasing power.
The Search
Now, the most exhilarating part of the home purchasing process. Working with a Real Estate agent who knows VA loans is essential and can make the hunt a breeze. 
Getting in Contract
Now that you've found a place to call "home". Allow your loan officer and real estate agent team to present a compelling offer on your behalf to the sellers. Once approved you're officially under contract.
Escrow & Underwriting
Underwriting starts the moment your offer is accepted to buy a home. Your loan officer will send your file to processors and underwriters. Once all inspections, repairs, and appraisals are completed your transaction will be ready to fund. 
Close Loan
Closing day is here. Sign your final paperwork and get the keys to your new home. Congratulations!
Buy a Home You Love.
In 2017 alone, more than 740,000 veterans and their families chose to utilize their VA loan benefits. 

The benefits alone compete with other significant loan programs-can leave more money in your bank account and save you thousands of dollars over the life of your loan. The VA loan benefit is also the best choice for qualifying veterans, in conjunction with the VA protections in the system that can help protect borrowers.

We're committed to excellence
He communicated well with all parties and closed the deal in 20 days, 10 days ahead of schedule. Client was happy which means everything. Thank you AL for the great client service .
Michael L.
Completed transaction in February 2019 in Visalia, CA

Very professional. I was always updated, and knew exactly what was going on. Outstanding.
Sixto M.
Completed transaction in December 2019 in Fresno, CA
Working with Al was great!! He had answers to all of our questions and he was very helpful. I would definitely recommend Al to friends and family members. The refinance process working with Al was fast which made the experience very easy!
Stephanie R.
Completed transaction in August 2019 in Selma, CA
Benefits of a VA Loan
VA loans have a special blend of features that have not been seen in other loan programs. Since the VA guarantees a portion of each loan to borrowers, they can provide more attractive terms such as:
  • $0 down payment
  • ​No monthly private mortgage insurance (PMI)
  • ​Reasonable interest rates
  • ​Premium caps and closing costs
  • No penalty for early payment
  • ​Simplified refinancing system
Why a VA Loan?
Owning a home will offer an unsurpassed sense of security, comfort and financial stability. But nobody can tell you that you're ready to begin this journey.
This is one of the largest financial transactions that you will ever be making. The best time to start is when you are prepared financially and emotionally.
Part of the planning is the understanding that owning a home will bring advantages as well as challenges.
Great for all buyer types
Whether you are buying your first house, having more room for your growing family, or downsizing as an empty nester, you can use the VA home buying advantage over and over. It is possible to recover and redeem the entitlement from a previous loan, rendering VA loans a life-long benefit.

5 VA Loan Application Tips
Avoid Mistakes and Get Approved The First Time
5 VA Loan Application Tips
Avoid Mistakes and Get Approved The First Time
Quick Facts
  • Private mortgage insurance (PMI) is not required.
  • Overall rate of foreclosure for the program is lower than for other types of mortgages.
  • ​Veterans and their families have received over 23 million VA loans since 1944.
  • ​Little or no down payment may be required (depends on county's lending limit).
Veteran's Mortgage Center
7555 N Palm Ave Suite 105
Fresno, CA 93711
NMLS: #273042
A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.

Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory for more information.
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